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The retail banking system "Metacard" is one of the range of financial applications developed by Metasoft.
Currently, eight Ukrainian banks and one Russian bank use the products from Metasoft's Retail banking system "Metacard" series. Three of these banks are classified by the National Bank of Ukraine as large banks, among them the largest in Ukraine emittent of Visa and Europay cards PrivatBank.
Metasoft Retail banking system "Metacard" is oriented on mass service of private customers. The system can also be used for cards mass emission and acquiring. It is designed for a large amount of operations in around-the-clock service mode.
This financial application is scalable and can be used starting from a branch level up to the level of the head bank.
The retail banking system "Metacard" has a set of tools enabling
banks to build their payment systems for individual business
by themselves.
The retail banking system "Metacard" is comprised of the central core that holds the information about clients, accounts, banking products and services, and modules implementing these products and services.
The retail banking system "Metacard" supports a multiinstitution model of business organization allowing to organize individual work with each banking entity participating in the system within the single installation.
The retail banking system "Metacard" supports multi-currency accounting and banking products and services models.
The business architecture of the financial application "Metacard" realizes the following set of banking products and services:
- The general ledger
- Deposit products (operating accounts, deposit accounts)
- Credit products (overdrafts, crediting service)
- Orders
- Long term payments
- Bills payment
- Special operations with currency
- Cards emission
- Cards acquiring
- Cashless receipts contracts
- Utility and other payments
- Interface with authorization centres and processing centres
OS for the server group: Windows 2000/2003
Database: Informix
Application server: Metasoft Application Server
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